Federal agencies have reported better recruitment, retention and job satisfaction as a result of student loan repayment programs. The Office of Personnel Management’s recent report, “Agencies’ Use of Student Loan Repayments During Calendar Year 2010,” found that 36 federal agencies provided 11,359 employees with a total of nearly $85.7 million in student loan repayment benefits. More than 68 percent of all student loan repayment benefits were provided by DoD, State or Justice.